What if you accidentally injure someone or damage property on your overseas trip? Here’s how a Travel with Jane Lite travel insurance policy will cover your legal and personal liability costs.
The possibility that we could accidentally harm someone on our holiday is definitely not something we want to think about. The thing is, just like at home in Australia, these things can happen. Good to know then that if you accidentally injure someone or damage their property we’ll pay $1 million to cover the cost of personal liability and legal fees.
PERSONAL LIABILITY COMPENSATION
We will cover your legal liability for payment of $1 million compensation if you accidentally cause the bodily injury or death of another person during your trip. You’re also covered with up to $1 million compensation if you damage the property of another person.
Your Travel with Jane Lite travel insurance policy will also pay your reasonable legal expenses for settling or defending the personal liability claim made against you.
To be covered, you’ll need to contact us first for written approval before admitting fault or liability for the claim, or incurring any legal costs.
WHAT WE’LL PAY
| Personal liability
If you accidentally injure someone or damage property we’ll pay $1 million to cover the cost of personal liability and legal fees.
WHEN WE WON’T BE ABLE TO PAY
No one sets out to harm someone or their property, but once again, that old phrase ‘accidents happen’ rings true. Your Travel with Jane Lite travel insurance policy will cover you in most instances, but to be super prepared, you need to know about certain conditions and exclusions.
Here are the main things to look out for. Full details can be found in your policy PDS:
- If the claim made against you is due to you injuring your travel companion or a relative or employee of either you or your travel companions, you won’t be covered.
- I the claim made against you is due to you damaging your property, or property that’s in your care or that you, your travelling companion and either of your relatives or employees have been given control of, you won’t be covered.
- If the claim made against you relates to the use of any aerial device, watercraft or mechanically propelled device, you won’t be covered.
- If the claim made against you is a result of assault or battery committed by you or at your direction, you won’t be covered.
Don’t let accidental liability costs ruin both your holiday and your savings. Bring Travel with Jane travel insurance along for the ride and be covered when you need it most.