Tips from Jane - If you’re travelling while pregnant, you’re covered for most items listed in your Travel with Jane travel insurance policy. Read on to see how it all works.
Insurance

Pregnant and Travelling Overseas? Are you covered by your travel insurance?

2 January 2016

If you’re pregnant and heading overseas here’s how you’re covered by Travel with Jane travel insurance. Traveling with a little extra luggage? Congratulations on your baby news! If you’re going heading overseas while pregnant, you’re covered for most items listed in your Travel with Jane travel insurance policy. Where it gets a little technical is if you’re needing to claim for certain hospital or medical emergency expenses that are related to your pregnancy, including the birth of your child. At a certain point in pregancy, doctors advise that long trips are not the safest idea. Having a baby overseas in a medical emergency is no doubt the last thing you’d want. So if you’re at, or passed 26 weeks of your pregnancy, or 19 weeks with twins or more, you’re advised not to travel, and are not covered for pregnancy-related medical expenses. You are also not covered for medical expenses if you are undergoing fertility treatment, either now or before you start your trip, and, if you have experienced any pregnancy complications or other health complications that you have been advised may adversely affect the pregnancy. Likewise, certain pre-existing medical conditions are not covered. 

WHAT WE DO COVER

Overseas emergency medical assistance before 26 weeks of your pregnancy, or 19 weeks with twins or more. Overseas emergency medical and hospital expenses before 26 weeks of your pregnancy, or 19 weeks with twins or more, but not for childbirth, regular antenatal care or the care of a newborn child. Travel cancellation fees and lost deposits. Additional travel cancellation expenses (if you choose a Comprehensive or Annual Multi-Trip policy.) Hospital cash allowance before 26 weeks of your pregnancy, or 19 weeks with twins or more (if you choose a Comprehensive or Annual Multi-Trip policy.) If you’re travelling while pregnant it’s extremely important that you understand how you’re covered by travel insurance, should you find yourself needing emergency pregnancy-related treatment. Please see the Product Disclosure Statement for full details of the terms, conditions and exclusions before buying to decide if Travel with Jane insurance is right for you.

PREGNANCY TRAVEL TIPS

Steer clear of regions where malaria is present. Malaria and some antimalarial medications are harmful to unborn babies. Avoid travelling to developing countries due to the risk of disease and the comparatively low standard of medical care. Eat and drink carefully to avoid food poisoning, as certain infections can harm the baby or trigger miscarriage. Generally, avoid food buffets, seafood and undercooked meats. Hygiene is also important, so wash your hands thoroughly after going to the loo, before preparing food and before eating. Avoid coleslaw, pate, sliced deli meats, smoked fish, and soft ripened cheeses as these can cause the serious infection listeriosis. Some airlines won’t allow expecting mums over 35 weeks to fly. Others may ask for a doctor’s certificate. It’s best to check before booking your flight. Watch out for activities that could harm your unborn baby, such as hot saunas, water skiing and scuba diving. [/minti_list]   If you’re a little uncertain about how your cover will work while pregnant, why don’t you give us a call? We’ll chat it through until you have peace of mind. Happy babymoon! Bring Travel with Jane travel insurance along for the ride and be covered when you need it most. Get a personalised quote to see how much you could save.

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Understand your cover

Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch

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