Scooter Hire in Bali

Scooter Hire? Don’t Break your Head in Bali and Thailand

5 February 2017

Want to hire a scooter in Bali or South East Asia? Just don’t expect your travel insurance to kick in if you have an accident. Unless you can say yes to 3 important questions.

As tempting as it is to jump on a scooter and cruise through rice paddies in Thailand, Cambodia, Bali and other Aussie holiday haunts, the reality is that if you end up in hospital from a big fall or crash, most travel insurers are unlikely to cover your medical costs. Unless you meet very specific conditions.


So when is it safe to hire a scooter or motorcycle overseas? Provided you’re not doing anything completely silly, or driving after sinking a few Singhas, Travel with Jane travel insurance will cover your medical costs if you meet these rules:

  1. You have a current Australian motorcycle license, or one valid for the country you’re travelling in, allowing you to drive the same cc powered bike.
  2. You were wearing a helmet.
  3. If you had a passenger on board, your Australian license no longer counts. In this case, you’re only covered if you’re carrying a valid license for the country you’re in.


  • If the rider crashes, and does not hold a motorcycle licence, valid for the country you’re in, then you’re not covered either. Australian licenses don’t work in this scenario.
  • You were wearing a helmet.


According to Smartraveller, motorcycle accidents involving Aussies are all too common in South-East Asia, where scooter or moped hire is seen as an everyday, normal thing to do.

Motorcycle accidents involving Australians are very common in South-East Asia, particularly in areas such as Bali, resort areas of Thailand and in Vietnam. Australian travellers should ensure they wear helmets, preferably full-face helmets, and other protective clothing when riding motorcycles, scooters and mopeds overseas in order to minimise the risk of serious injury.

If you’re going to do it, remember to check carefully that you have the right licence type, that you wear a helmet, and that you don’t drive while under the influence, or while engaging is other risky behaviours. If you’re ever unsure you can also chat to our team and we’ll sort you out.

“Real travel would be to see the world, for even an instant, with another’s eyes” – Robyn Davidson, Tracks

Women Pay 14.1% Less. Get a Quote

[mc4wp_form id=”3652″]

Understand your cover

Conditions and exclusions apply to every cover level and optional pack. View our Combined Product Disclosure Statement and Financial Services Guide for full details. Sub-limits apply. Not sure? Our friendly team are here to help. Get in touch


We support women who challenge the gender pay gap

Since Day 1 Travel with Jane has been about levelling the playing field for women in Australia. In 2020, we’re taking the fight global. Stay tuned to learn how you can support the women who tackle the gender divide here and abroad.


Love cool stuff? Subscribe to our newsletter

Join our mailing list for exclusive invites to travel insurance sales, competitions and giveaways. Plus travel inspiration and tips for women who love to travel & make the world a more equal place.